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CS/SB 1478: Consumer Finance Loans

GENERAL BILL by Banking and Insurance ; Gibson

Consumer Finance Loans; Authorizing an applicant for a license to make and collect loans under the Florida Consumer Finance Act to provide certain documents in lieu of evidence of liquid assets; prohibiting a person licensed to make and collect consumer finance loans from charging prepayment penalties for loans; authorizing an applicant for a license to make and collect consumer finance loans or a licensee to provide a surety bond, certificate of deposit, or letter of credit in lieu of evidence of liquid assets, etc.

Effective Date: 10/1/2021
 Last Action: 4/30/2021 Senate - Died in Commerce and Tourism
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    2/19/2021 Senate • Filed
    3/2/2021 Senate • Referred to Banking and Insurance; Commerce and Tourism; Rules -SJ 143
    • Introduced -SJ 143
    3/11/2021 Senate • On Committee agenda-- Banking and Insurance, 03/16/21, 9:30 am, 412 Knott Building
    3/16/2021 Senate • CS by Banking and Insurance; YEAS 12 NAYS 0 -SJ 271
    3/17/2021 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    3/18/2021 Senate • Now in Commerce and Tourism
    • CS by Banking and Insurance read 1st time -SJ 277
    4/30/2021 Senate • Died in Commerce and Tourism

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  • CS/SB 1478, Committee Substitute 1 (Current Bill Version) Posted 3/17/2021 at 4:07 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 895 (c2) Consumer Finance Loans Stevenson Similar Last Action: 4/30/2021 H Died on Second Reading Calendar Track This Bill

    Citations - Statutes (6)

    Citation Catchline Location in Bill Location In Bill Help
    516.03 Application for license; fees; etc. Page 1 (pdf)
    516.031 Finance charge; maximum rates. Page 3 (pdf)
    516.05 License. Page 3 (pdf)
    516.07 Grounds for denial of license or for disciplinary action. Page 5 (pdf)
    516.36 Installment requirement. Page 6 (pdf)
    559.952 Financial Technology Sandbox. Page 6 (pdf)

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  • SB 1478, Original Filed Version Posted 2/19/2021 at 3:36 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/15/2021 (pdf)
    Banking and Insurance (Post-Meeting) 3/17/2021 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 895 (c1) Consumer Finance Loans Stevenson Compare Last Action: 4/30/2021 H Died on Second Reading Calendar Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    751844 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Banking and Insurance
    (Gibson)     		3/15/2021
    9:34 AM     		Replaced by Committee Substitute
    3/16/2021     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/16/2021 9:30 AM Banking and Insurance 12 Yeas - 0 Nays

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    516.031 Finance charge; maximum rates. Page 1 (pdf)
    516.36 Installment requirement. Page 1 (pdf)

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