Senate Bill 54 (2021) - The Florida Senate

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CS/CS/SB 54: Motor Vehicle Insurance

GENERAL BILL by Judiciary ; Banking and Insurance ; Burgess ; (CO-INTRODUCERS) Rouson

Motor Vehicle Insurance; Repealing provisions which comprise the Florida Motor Vehicle No-Fault Law; revising the motor vehicle insurance coverages that an applicant must show to register certain vehicles with the Department of Highway Safety and Motor Vehicles; revising minimum liability coverage requirements for motor vehicle owners or operators; revising financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; providing an exception to the circumstances under which a person who is damaged may bring a civil action against an insurer, etc. APPROPRIATION: $83,651

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon this act becoming a law, this act shall take effect January 1, 2022
Last Action: 3/15/2022 Senate - Veto Message transmitted to Secretary of State
Bill Text: Web Page | PDF

Senate Committee References:

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Bill History

Date	Chamber	Action
1/15/2021	Senate	• Filed • Referred to Banking and Insurance; Judiciary; Rules -SJ 39 • On Committee agenda-- Banking and Insurance, 01/26/21, 3:30 pm, 412 Knott Building
1/26/2021	Senate	• CS by Banking and Insurance; YEAS 10 NAYS 2 -SJ 178
1/27/2021	Senate	• Pending reference review under Rule 4.7(2) - (Committee Substitute)
1/28/2021	Senate	• Now in Judiciary
2/8/2021	Senate	• On Committee agenda-- Judiciary, 02/15/21, 2:30 pm, 412 Knott Building
2/15/2021	Senate	• CS/CS by Judiciary; YEAS 8 NAYS 2 -SJ 179
2/17/2021	Senate	• Pending reference review under Rule 4.7(2) - (Committee Substitute)
2/18/2021	Senate	• Now in Rules
3/2/2021	Senate	• Introduced -SJ 38 • CS by Banking and Insurance read 1st time -SJ 160 • CS/CS by Judiciary read 1st time -SJ 161
3/8/2021	Senate	• On Committee agenda-- Rules, 03/11/21, 8:15 am, 412 Knott Building
3/11/2021	Senate	• Favorable by- Rules; YEAS 12 NAYS 3 -SJ 239 • Placed on Calendar, on 2nd reading
3/22/2021	Senate	• Placed on Special Order Calendar, 03/25/21 -SJ 312
3/25/2021	Senate	• Retained on Special Order Calendar -SJ 311
4/1/2021	Senate	• Retained on Special Order Calendar -SJ 341
4/7/2021	Senate	• Retained on Special Order Calendar -SJ 378
4/8/2021	Senate	• Retained on Special Order Calendar -SJ 408
4/14/2021	Senate	• Read 2nd time -SJ 441 • Amendment(s) adopted (824756) -SJ 464 • Read 3rd time -SJ 464 • CS passed as amended; YEAS 38 NAYS 1 -SJ 464 • Immediately certified -SJ 465
4/14/2021	House	• In Messages
4/20/2021	House	• Bill referred to House Calendar • Bill added to Special Order Calendar (4/23/2021) • 1st Reading (Engrossed 1)
4/21/2021	House	• Amendment 071323 filed • Amendment 725879 filed • Amendment 440691 filed
4/23/2021	House	• Substituted for CS/CS/HB 719 • Read 2nd time • Amendment 440691 adopted • Amendment 725879 adopted • Amendment 071323 adopted as amended • Placed on 3rd reading • Added to Third Reading Calendar • Amendment 725879 replaced by engrossed amendment • Amendment 440691 replaced by engrossed amendment • Amendment 071323 replaced by engrossed amendment • Amendment 746715 engrossed amendment (replaces 071323, 725879, 440691)
4/24/2021	House	• Amendment 569691 filed
4/26/2021	House	• Read 3rd time • Amendment 569691 adopted • CS passed as amended; YEAS 99, NAYS 11 • Amendment 569691 replaced by engrossed amendment • Amendment 746715 replaced by engrossed amendment • Amendment 958927 engrossed amendment (replaces 746715, 569691) • Message sent to senate
4/26/2021	Senate	• In returning messages
4/30/2021	Senate	• Amendment(s) to House amendment(s) adopted (731398) -SJ 1003 • Concurred in House amendment(s) as amended -SJ 1011 • CS passed as amended; YEAS 37 NAYS 3 -SJ 1011
4/30/2021	House	• In Messages • Added to Senate Message List • Amendment 731398 Concur • Concurred in Senate amendment(s) to House amendment(s) • CS passed as amended; YEAS 100, NAYS 16
4/30/2021	Senate	• Ordered engrossed, then enrolled -SJ 1290
4/30/2021	House	• Message sent to senate
6/28/2021		• Signed by Officers and presented to Governor
6/29/2021		• Vetoed by Governor, companion bill(s) passed, see CS/SB 420 (Ch. 2021-96)
11/12/2021	Senate	• Veto Message received (2021 Special Session B, 2022 Regular Session) -SJ 3 • Veto Message referred to Rules -SJ 3
3/15/2022	Senate	• Veto Message transmitted to Secretary of State

Related Bills

Bill Number	Subject	Filed By	Relationship	Last Action and Location
H 719 (c2)	Motor Vehicle Insurance	Judiciary Committee	Similar	Last Action: 4/23/2021 H Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96)
H 273 (c2)	Motor Vehicle Insurance Coverage Exclusions	Plakon	Compare	Last Action: 4/26/2021 H Laid on Table; companion bill(s) passed, see CS/SB 420 (Ch. 2021-96)
S 420 (er)	Motor Vehicle Insurance Coverage Exclusions	Hooper	Compare	Last Action: 6/17/2021 Chapter No. 2021-96

Bill Text

Version	Posted	Format
S 54 Filed	1/15/2021 3:33 PM	Web Page \| PDF
S 54 c1	1/27/2021 3:18 PM	Web Page \| PDF
S 54 c2	2/17/2021 2:01 PM	Web Page \| PDF
S 54 e1	4/14/2021 8:50 PM	Web Page \| PDF
S 54 e2	5/3/2021 3:44 PM	Web Page \| PDF
S 54 er	5/3/2021 4:17 PM	Web Page \| PDF

Committee Amendments

S 54 Filed
Amendment	Sponsor	Filed	Last Committee Action	Format
799160 - Amendment Delete lines 1677 - 1949 and insert:	Banking and Insurance (Passidomo)	1/24/2021 8:37 AM	Replaced by Committee Substitute 1/26/2021	Web Page PDF
143978 - Amendment Delete lines 1677 - 1949.	Banking and Insurance (Thurston)	1/25/2021 3:40 PM	Withdrawn 1/26/2021	Web Page PDF

S 54 c1
Amendment	Sponsor	Filed	Last Committee Action	Format
406904 - Amendment Delete lines 614 - 3268 and insert:	Judiciary (Broxson) (Brandes)	2/12/2021 2:30 PM	Replaced by Committee Substitute 2/24/2021	Web Page PDF
501698 - Amendment to Amendment (406904) Delete lines 1186 - 1463.	Judiciary (Thurston)	2/15/2021 8:35 AM	Unfavorable 2/24/2021	Web Page PDF
460076 - Amendment to Amendment (406904) Delete lines 2861 - 2884.	Judiciary (Broxson)	2/15/2021 12:10 PM	Replaced by Committee Substitute 2/24/2021	Web Page PDF
731524 - Amendment Delete lines 1675 - 1940.	Judiciary (Thurston)	2/12/2021 2:27 PM	Out of Order 2/24/2021	Web Page PDF

S 54 c2
Amendment	Sponsor	Filed	Last Committee Action	Format
356652 - Amendment Delete lines 294 - 1347 and insert:	Rules (Brandes)	3/9/2021 3:47 PM	Withdrawn 3/11/2021	Web Page PDF
969472 - Amendment Delete lines 1825 - 2102.	Rules (Farmer)	3/10/2021 7:06 AM	Unfavorable 3/11/2021	Web Page PDF
524236 - Amendment Delete lines 1932 - 2023 and insert:	Rules (Brandes)	3/10/2021 8:12 AM	Withdrawn 3/11/2021	Web Page PDF
914868 - Amendment Delete lines 2681 - 2692 and insert:	Rules (Brandes)	3/10/2021 8:13 AM	Withdrawn 3/11/2021	Web Page PDF
569746 - Amendment Between lines 3498 and 3499 insert:	Rules (Brandes)	3/9/2021 3:47 PM	Withdrawn 3/11/2021	Web Page PDF

Floor Amendments

S 54 c2
Amendments	Sponsor	Filed	Last Floor Action	Format
922140 - Amendment Delete lines 294 - 1347 and insert:	Brandes	3/24/2021 2:46 PM	Senate: Withdrawn 4/14/2021	Web Page PDF
502206 - Amendment Delete lines 820 - 837.	Burgess	3/23/2021 9:08 PM	Senate: Withdrawn 4/13/2021	Web Page PDF
824756 - Amendment Delete lines 820 - 3498 and insert:	Burgess	4/13/2021 11:50 AM	Senate: Adopted 4/14/2021	Web Page PDF
893626 - Amendment to Amendment (824756) Delete lines 1078 - 1080 and insert:	Burgess	4/13/2021 4:45 PM	Senate: Adopted 4/14/2021	Web Page PDF
326408 - Amendment to Amendment (824756) Delete lines 1283 - 1294 and insert:	Burgess	4/13/2021 4:50 PM	Senate: Adopted 4/14/2021	Web Page PDF
670924 - Amendment to Amendment (824756) Delete lines 1681 - 1998 and insert:	Farmer	4/14/2021 6:25 PM	Senate: Adopted 4/14/2021	Web Page PDF
343434 - Amendment to Amendment (824756) Delete lines 1865 - 2165 and insert:	Burgess	4/14/2021 5:51 PM	Senate: Withdrawn 4/14/2021	Web Page PDF
715258 - Amendment Delete lines 1752 - 1824.	Burgess	3/23/2021 9:27 PM	Senate: Withdrawn 4/13/2021	Web Page PDF
168610 - Amendment Delete lines 1825 - 2102.	Farmer	3/24/2021 11:33 AM	Senate: Withdrawn 4/14/2021	Web Page PDF
130054 - Amendment Delete lines 1832 - 2094 and insert:	Burgess	3/23/2021 9:25 PM	Senate: Withdrawn 4/13/2021	Web Page PDF
700026 - Amendment Delete lines 2479 - 2839 and insert:	Burgess	3/23/2021 9:38 PM	Senate: Withdrawn 4/13/2021	Web Page PDF
497220 - Amendment Between lines 3498 and 3499 insert:	Burgess	3/23/2021 9:23 PM	Senate: Withdrawn 4/13/2021	Web Page PDF

S 54 e1
Amendments	Sponsor	Filed	Last Floor Action	Format
071323 - Strike All Amendment Remove everything after the enacting clause and insert:	Grall	4/21/2021 3:23 PM	House: Replaced by Engrossed Amendment 4/23/2021	PDF
440691 - Amendment to Amendment (071323) Between lines 1824 and 1825, insert:	Grall	4/21/2021 5:21 PM	House: Replaced by Engrossed Amendment 4/23/2021	PDF
725879 - Amendment to Amendment (071323) Remove lines 2722-2723 and insert:	Grall	4/21/2021 5:21 PM	House: Replaced by Engrossed Amendment 4/23/2021	PDF
746715 - Strike All Amendment Remove everything after the enacting clause and insert:	Grall	4/23/2021 5:54 PM	House: Replaced by Engrossed Amendment 4/26/2021	PDF
569691 - Amendment to Amendment (746715) Remove line 632 and insert:	Grall	4/24/2021 1:23 PM	House: Replaced by Engrossed Amendment 4/26/2021	PDF
958927 - Strike All Amendment Remove everything after the enacting clause and insert:	Grall	4/26/2021 3:05 PM	Senate: Concurred as Amended 4/28/2021	PDF
946260 - Amendment to Amendment (958927) Delete lines 2395 - 2705 and insert:	Burgess	4/27/2021 9:41 AM	Senate: Withdrawn 4/28/2021	Web Page PDF
731398 - S Amend. to H Amend. (958927) Delete lines 1922 - 2910 and insert:	Burgess	4/28/2021 10:01 AM	House: Concur 4/30/2021	Web Page PDF

Bill Analyses

Type	Analysis	Author	Posted	Format
Bill Analysis	S 54	Banking and Insurance (Pre-Meeting)	1/25/2021 4:35 PM	PDF
Bill Analysis	S 54	Banking and Insurance (Post-Meeting)	1/27/2021 3:11 PM	PDF
Bill Analysis	S 54	Judiciary (Pre-Meeting)	2/12/2021 2:44 PM	PDF
Bill Analysis	S 54	Judiciary (Post-Meeting)	2/17/2021 1:52 PM	PDF
Bill Analysis	S 54	Rules (Pre-Meeting)	3/9/2021 1:12 PM	PDF
Bill Analysis	S 54	Rules (Post-Meeting)	3/11/2021 1:21 PM	PDF
House Message Summary	S 54	Senate	4/28/2021 9:32 AM	PDF

Vote History - Committee

Version	Committee	Date	Result
S 54 Filed	Banking and Insurance	1/26/2021 3:30 PM	10 Yeas - 2 Nays
S 54 c1	Judiciary	2/15/2021 2:30 PM	8 Yeas - 2 Nays
S 54 c2	Rules	3/11/2021 8:15 AM	12 Yeas - 3 Nays

Vote History - Floor

Vote	Date	Chamber	Result
S 54 c2	4/14/2021 7:35 PM	Senate	38 Yeas - 1 Nays
S 54 e1	4/26/2021 1:20 PM	House	99 Yeas - 11 Nays
S 54 e1	4/30/2021 10:01 AM	Senate	37 Yeas - 3 Nays
S 54 e1	4/30/2021 2:11 PM	House	100 Yeas - 16 Nays

Citations - Statutes (72)

Citation	Catchline	Location in Bill Location In Bill Help
316.646	Security required; proof of security and display thereof.	Page 10 (pdf)
318.18	Amount of penalties.	Page 10 (pdf)
320.02	Registration required; application for registration; forms.	Page 12 (pdf)
320.0609	Transfer and exchange of registration license plates; transfer fee.	Page 15 (pdf)
320.27	Motor vehicle dealers.	Page 15 (pdf)
320.771	License required of recreational vehicle dealers.	Page 18 (pdf)
322.251	Notice of cancellation, suspension, revocation, or disqualification of license.	Page 19 (pdf)
322.34	Driving while license suspended, revoked, canceled, or disqualified.	Page 20 (pdf)
324.011	Purpose of chapter.	Page 21 (pdf)
324.021	Definitions; minimum insurance required.	Page 22 (pdf)
324.022	Financial responsibility for property damage.	Page 26 (pdf)
324.0221	Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement.	Page 30 (pdf)
324.0222		Page 31 (pdf)
324.023	Financial responsibility for bodily injury or death.	Page 32 (pdf)
324.031	Manner of proving financial responsibility.	Page 33 (pdf)
324.032	Manner of proving financial responsibility; for-hire passenger transportation vehicles.	Page 34 (pdf)
324.051	Reports of crashes; suspensions of licenses and registrations.	Page 37 (pdf)
324.071	Reinstatement; renewal of license; reinstatement fee.	Page 39 (pdf)
324.091	Notice to department; notice to insurer.	Page 39 (pdf)
324.151	Motor vehicle liability policies; required provisions.	Page 40 (pdf)
324.161	Proof of financial responsibility; deposit.	Page 43 (pdf)
324.171	Self-insurer.	Page 44 (pdf)
324.251	Short title.	Page 45 (pdf)
400.9905	Definitions.	Page 45 (pdf)
400.991	License requirements; background screenings; prohibitions.	Page 54 (pdf)
400.9935	Clinic responsibilities.	Page 55 (pdf)
409.901	Definitions; ss. 409.901-409.920.	Page 56 (pdf)
409.910	Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable.	Page 57 (pdf)
456.057	Ownership and control of patient records; report or copies of records to be furnished; disclosure of information.	Page 58 (pdf)
456.072	Grounds for discipline; penalties; enforcement.	Page 58 (pdf)
624.155	Civil remedy.	Page 59 (pdf)
624.156		Page 61 (pdf)
626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.	Page 72 (pdf)
626.989	Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest.	Page 79 (pdf)
627.06501	Insurance discounts for certain persons completing driver improvement course.	Page 80 (pdf)
627.0651	Making and use of rates for motor vehicle insurance.	Page 81 (pdf)
627.0652	Insurance discounts for certain persons completing safety course.	Page 81 (pdf)
627.0653	Insurance discounts for specified motor vehicle equipment.	Page 82 (pdf)
627.4132	Stacking of coverages prohibited.	Page 82 (pdf)
627.4137	Disclosure of certain information required.	Page 83 (pdf)
627.7263	Rental and leasing driver’s insurance to be primary; exception.	Page 84 (pdf)
627.7265		Page 85 (pdf)
627.727	Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection.	Page 88 (pdf)
627.7275	Motor vehicle liability.	Page 91 (pdf)
627.72761		Page 95 (pdf)
627.7278		Page 94 (pdf)
627.728	Cancellations; nonrenewals.	Page 98 (pdf)
627.7295	Motor vehicle insurance contracts.	Page 99 (pdf)
627.730	Florida Motor Vehicle No-Fault Law.	Page 9 (pdf)
627.731	Purpose.	Page 9 (pdf)
627.7311	Effect of law on personal injury protection policies.	Page 9 (pdf)
627.732	Definitions.	Page 9 (pdf)
627.733	Required security.	Page 9 (pdf)
627.734	Proof of security; security requirements; penalties.	Page 9 (pdf)
627.736	Required personal injury protection benefits; exclusions; priority; claims.	Page 9 (pdf)
627.737	Tort exemption; limitation on right to damages; punitive damages.	Page 9 (pdf)
627.739	Personal injury protection; optional limitations; deductibles.	Page 9 (pdf)
627.7401	Notification of insured’s rights.	Page 9 (pdf)
627.7403	Mandatory joinder of derivative claim.	Page 9 (pdf)
627.7405	Insurers’ right of reimbursement.	Page 9 (pdf)
627.7407	Application of the Florida Motor Vehicle No-Fault Law.	Page 10 (pdf)
627.7415	Commercial motor vehicles; additional liability insurance coverage.	Page 101 (pdf)
627.747		Page 102 (pdf)
627.748	Transportation network companies.	Page 103 (pdf)
627.749	Autonomous vehicles; insurance requirements.	Page 107 (pdf)
627.8405	Prohibited acts; financing companies.	Page 107 (pdf)
627.915	Insurer experience reporting.	Page 109 (pdf)
628.909	Applicability of other laws.	Page 110 (pdf)
705.184	Derelict or abandoned motor vehicles on the premises of public-use airports.	Page 111 (pdf)
713.78	Liens for recovering, towing, or storing vehicles and vessels.	Page 114 (pdf)
768.852		Page 119 (pdf)
817.234	False and fraudulent insurance claims.	Page 120 (pdf)

Citations - Constitution (0)

No Constitutional citations.

Citations - Chapter Law (0)

No Chapter Law citations.