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The Florida Senate

CS/SB 1706: Servicers and Lenders of Residential Mortgage Loans

GENERAL BILL by Banking and Insurance ; Garcia ; (CO-INTRODUCERS) Taddeo

Servicers and Lenders of Residential Mortgage Loans; Requiring that periodic statements for residential mortgage loans follow specified laws; specifying that certain entities are not exempt from such laws; prohibiting a mortgage servicer from assessing certain charges or fees relating to lender-placed insurance on a borrower unless specified requirements are met; requiring mortgage servicers and mortgage lenders to assume duties and obligations relating to previously approved first lien loan modifications, foreclosure prevention alternatives, and other loan modifications under certain circumstances; prohibiting mortgage servicers and mortgage lenders from commencing certain civil actions, recording specified notices, or conducting foreclosure sales unless specified conditions are met, etc.

Effective Date: 7/1/2022
Last Action: 3/14/2022 Senate - Died in Judiciary
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

Bill History

Date Chamber Action
1/7/2022 Senate • Filed
1/12/2022 Senate • Referred to Banking and Insurance; Judiciary; Rules -SJ 147
1/18/2022 Senate • Introduced -SJ 146
2/3/2022 Senate • On Committee agenda-- Banking and Insurance, 02/08/22, 3:00 pm, 37 Senate Building
2/8/2022 Senate • CS by Banking and Insurance; YEAS 10 NAYS 1 -SJ 364
2/10/2022 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• CS by Banking and Insurance read 1st time -SJ 367
2/11/2022 Senate • Now in Judiciary
3/12/2022 Senate • Indefinitely postponed and withdrawn from consideration
3/14/2022 Senate • Died in Judiciary