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HB 775: Homeowner's Insurance Premium Reductions

GENERAL BILL by Edmonds

Homeowner's Insurance Premium Reductions; Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

Effective Date: 7/1/2026
Last Action: 12/15/2025 House - Filed
Bill Text: PDF

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