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HB 815: Roofing Requirements for Property Insurance

GENERAL BILL by Gottlieb ; Daley

Roofing Requirements for Property Insurance; Prohibits insurer from refusing to issue or renew property insurance policy, rather than homeowner's policy, insuring residential structure that has a roof less than specified age solely because the roof's age; requires insurer to differentiate between low-slope & steep-slope roofs in its offer for coverage under certain circumstances; requires insurer to allow property owner to have roof inspection performed on steep-slope roof by authorized inspector before requiring that roof be replaced; prohibits insurer from refusing to issue or renew property insurance policy under certain circumstances.

Effective Date: 7/1/2026
Last Action: 12/18/2025 House - Filed
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    12/18/2025 House • Filed

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  • HB 815, Original Filed Version (Current Bill Version) Posted 12/18/2025 at 11:41 AM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 808 Roofing Requirements for Property Insurance Simon Identical Last Action: 12/16/2025 S Referred to Banking and Insurance; Regulated Industries; Rules

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 1 (pdf)

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